Listening to your needs

Private Investigator Specialized in Insurance Investigations

INVENY, private detective, carries out insuranceInvestigations : fraud, claims, life insurance beneficiaries and dormant accounts. Your reliable partner.

Discretion and Efficiency at Your Service

Why choose our agency?

Choose a private detective agency INVENYis to opt for expertise in the fight against insurance fraud. Our detectives, certified byALFA andAFNOR, use advanced surveillance techniques and rigorous methods forprecise and reliable Investigations . Our services cover fraud detection, claims investigation and beneficiary tracing for life insurance policies. When you choose our services, you're opting for optimum protection against fraud, total transparency and proven effectiveness in every assignment.

Trust INVENY to Support Your Business

Using a Private Investigator for an Insurance Investigations

Fraud detection

Private investigators play an essential role in the fight against insurance fraud, particularly in cases of fictitious, exaggerated or adapted claims. Their mission is to verify the conditions and circumstances of a claim, and the accuracy of policyholders' declarations, by gathering concrete evidence. Calling in a private detective can help you prove a insurance fraud. This evidence can include testimonials, document analysis or direct observations of the insured's activities. For example, a private investigator can follow a person to check whether they have actually suffered a reported injury, or whether they are faking it to obtain financial compensation.

Evidence in case of dispute

When fraud is suspected, detectives are often called in to obtain solid evidence that can be used in court. Their Investigations, including shadowing and surveillance, result in detailed reports that can be presented in court, helping insurers to protect themselves against fraudulent claims.

Assistance with complex Investigations

In complex cases, such as personal injury or suspicious fires, private investigators are essential. Their expertise can detect misrepresentation and clarify the circumstances of claims, helping insurers to protect their financial interests and manage claims fairly.

Privacy Policy

Detectives must respect the privacy of individuals. In France, surveillance is regulated to protect the rights of policyholders while enabling insurers to defend their interests. Surveillance must be limited to public spaces and be proportionate, as confirmed by the European Court of Human Rights.

Our priority is to keep you informed

Insurance Fraud: A Growing Scourge

Insurance fraud is a growing problem, seriously affecting the financial stability of insurance companies and mutuals. It includes a variety of fraudulent behaviors, such as false claims declarations and misleading information when policies are taken out. Fraud is a major financial cost, increasing insurance premiums by an average of 5% a year in France.

To counter this scourge, insurance companies are investing heavily in advanced technologies, such asartificial intelligence, to detect and prevent fraud. Fraudsters risk severe penalties: a criminal offence punishable by five years' imprisonment and a fine of 375,000 euros. In the event of misrepresentation, the insurance contract may be cancelled, obliging the policyholder to reimburse any indemnities received and pay damages.

Our network of private investigators has specific expertise in the in the field of insurance and fraud detectionThey play an active role in fraud prevention.

Fraudulent underwriting

At the time of underwriting, some policyholders deliberately provide false information or omit crucial details to reduce their premiums. This can lead to contract cancellation and severe financial penalties.

False Claims

False claims are commonplace, including fictitious accidents, imaginary thefts and intentional fires. Insurers then have to check each claim thoroughly, increasing costs for all policyholders.

Insured's bad faith

An insured acting in bad faith exaggerates the damage or presents false evidence to obtain higher compensation. This undermines trust between policyholders and insurers, and can lead to legal action.

Suspected Circumstances of the Declared Loss

Suspicious circumstances, such as a claim made shortly after underwriting or inconsistencies in the story, may indicate fraud. Insurers use in-depthInvestigations and advanced technologies to detect such fraud.

Discretion and Efficiency at Your Service

Search for escheated beneficiaries

Insurance companies and banking institutions can mandate us to represent individuals, in particular within the framework of the Eckert law of June 13, 2014which makes it mandatory to seek out the heirs and beneficiaries of escheated life insurance policies or bank accounts.

Our services also include personal searchesin particular beneficiaries of life insurance policies or dormant accounts. We use advanced investigative techniques and collaborate with an international network of genealogists to effectively identify and locate these beneficiaries, facilitating the restitution of unclaimed funds.

An honest, transparent price

The Price of a Private Investigator to Prove Insurance Fraud?

The cost of hiring a private investigator to prove insurance fraud varies according to a number of criteria. In general, rates range from 85 to 200 euros per hour, all taxes included. The total amount depends on the complexity of theInvestigation, the time required and the resources involved. A typical investigation includes surveillance, evidence gathering, taking testimony and writing a detailed report. Calling in a private detective can be crucial to obtaining solid, irrefutable evidence, thus ensuring the case's resolution.

Contact Our Private Detective Agency

Request a Free Quote for Insurance Fraud Prevention

We are committed to responding to your requests promptly, 24/7. Contact us to discuss your situation and get a personalized quote. All our calls, consultations, appointments and quote requests are completely free of charge.

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INVENY - Private Investigation Agency in Rhône-Alpes

INVENY, private detectives in the Rhône-Alpes region, deploys all the tools and resources necessary to succeed in our mission and guarantee your complete satisfaction. Experts in evidence gathering, surveillance and shadowing.

Member of Groupe National d'Investigations ALLARYS